Terms of Use
Privacy Policy
This privacy statement discloses the privacy practices for UCPB-CIIF Finance and Development Corporation (CocoFinance).
Information Collection and Use
The information gathered on this website belongs exclusively to CocoFinance. This information will not be sold, shared, or rented to third parties in any manner that differs from what is stated in this statement. CocoFinance collects information from our users at several different points on our Web site.
Cookies
CocoFinance utilizes cookies to keep track of the activities during the visit in the website. By adjusting the settings on the browsers, users may choose to disable or refuse cookies. Users can still access and utilize our website even if they choose to disable cookies. However, they will not be able to use some functionality or post to the message boards. Users who accept cookies on the CocoFinance website will not be exposed to advertising on other websites.
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Cookie settings vary across various browsers. You can accept cookies, receive a warning, or turn them off entirely. One other feature of Internet Explorer is the ability to select multiple security zone settings. See the "Help" section of your specific browser for more information on working with cookies. You can choose to allow Websites to create cookies for you in your "trusted sites" (like CocoFinance), to warn you before you create them in your local Intranet zone, and to give you an option to never allow them in a "restricted zone."
Due Diligence
In adherence to the regulations set by among other regulatory bodies such as the Anti-Money Laundering Council, Bangko Sentral ng Pilipinas, Credit Information Corporation (CIC), and National Privacy Commission (NPC), CocoFinance conducts due diligence procedures out of the data gathered from its customers.
Web Statistics
In order to track user movement, evaluate trends, manage the website, and compile general demographic data for reporting and sponsorship needs, we employ IP addresses. Personally, identifying information is not connected to IP addresses.
Sharing
We will provide our sponsors, funders, and partners with access to aggregated demographic data. There is no connection between this and any personal data that would allow someone to be identified specifically. We only provide this information in order to get the funds necessary to keep offering our services at a fair cost.
Links
There are links on this website to other websites. Please be advised that CocoFinance disclaims all liability for these other websites' privacy policies. When leaving our website, we urge visitors to exercise caution and peruse the privacy policies of all websites that gather personally identifiable data. Only the data gathered by this website is covered by this privacy statement.
Security
This website takes every security step to safeguard user information, and security measures are in place to prevent information in our control from being lost, misused, or altered.
Surveys
Our website periodically uses online surveys to ask visitors for information. Since participation in these surveys and competitions is entirely voluntary, the user has the prerogative to decide whether or not to provide this information. Demographic information (such as age and zip code) may be included in the requested information, but no personal information will be gathered. The information gathered from the survey will be used to track and enhance user experience. 
Choice/Opt-in
Users are allowed to "opt in" to receive emails about site updates and newsletters. Please refer to the aforementioned section to unsubscribe from mailings.
​Notification of Changes
To ensure that our users are constantly aware of the information we collect, how we use it, and under what circumstances, if any, we release it, we will announce any modifications to our privacy policy on our home page. We will send users an email to keep them informed if we decide to use personally identifiable information in a way that differs from prior advice. Users will be able to opt out of having their information used in this alternative way. We will use information in accordance with the privacy policy under which the information was collected.
General Terms and Conditions
You acknowledge that the terms of service described in the following Terms and Conditions apply to you and that you will be bound by them by using the CocoFinance website. All correspondence between you and CocoFinance is regulated by these terms. By accessing our website, you hereby consent to our Terms and Conditions.
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CocoFinance team will not be responsible for damages in any manner that may result from using or not using of the materials on this website, regardless of receiving advice of such damages. CocoFinance holds no responsibility for any outcome arising in the course of usage of our resources. We uphold the right to change the guidelines within our terms.
Links to Other Website
Terms and Conditions are exclusive on this website. Links to external websites that are uncontrolled by CocoFinance may be found within the service and we are not liable for the contents of such websites. Please keep in mind that our Terms and Conditions becomes void upon leaving this website. Any other website you visit or interact with through a link on our platform is governed by the rules and policies of that particular website and third parties can gather data about you through their own cookies.
Cookies
CocoFinance uses cookies to track down the areas of the website that you have visited to be able to improve the performance and functionality of the website. You have the options to accept or decline cookies, however, by disabling the cookies, this may limit you in accessing the entire functions of the website. Accepting cookies does not cause you nor your device any kind of harm.
​Updates and modification to Our Website
CocoFinance reserves the right, with or without notice and without incurring any obligation to you, to alter, suspend, or terminate, either temporarily or permanently the website.
CocoFinance may provide updates on the features and functionality of the websites.
You acknowledge that CocoFinance is under no duty to inform you or keep you updated on certain features and/or operations of the website. Furthermore, you consent that any updates will be considered an essential component of the website and subject to this terms and conditions.
​Copyright Infringement
In the event that you, as a copyright owner, believe that any content on our website violates your copyright, please get in touch with us through the contact details provided herein.
Indemnification
As a condition of using the website, as well as any other legal or regulatory violation, breach of this agreement, or infringement of another person's intellectual property, you agree to indemnify and hold CocoFinance and its officers, employees, and partners harmless from any claim or demand.
​Intellectual Property
Content on this website may not be duplicated, altered, downloaded, or distributed in any manner without the consent of CocoFinance. Unauthorized usage of materials from this website is highly prohibited.